Credit Fraud Secrets Thieves Don t Want You To Know

Have you ever been the victim of credit card fraud? If so, you know how this can be traumatic. What& 39;s more, if you are not detected as early as possible, which could leave marks on your bad credit report that could haunt you for many years. The most commonly thought of credit card fraud is when your wallet or bag is stolen, and the thief uses your credit card to make unauthorized purchases.
But, with the rise in purchasing online, another form of fraud, credit card-known as diversion - is spreading like fire. These days, the only thing a thief needs to create havoc on your credit life is the credit card number-not his real card.
Here are just a few ways that this type of fraud can happen to you:
* One day the phone rings, you answer and the person on the other side of the line says they have a time special offer, good only for today - and you just have to give them your credit card number to make a purchase. STOP! Never give your credit card number to anyone who calls you. Only provide this type of information has called the company to place an order, and you are positive that it is a well-established reputation business.
* You find someone who went through his garbage. Then when you get your credit card statement, you find that there are dozens of unauthorized charges. STOP! Always tear up your credit card receipts and bank statements before putting them in the trash. Better yet, buy a paper shredder of a local office supply. Many thieves go unguarded garbage bags specifically looking for your credit card staments.
* You go out to eat at a restaurant and the bill on your credit card. In your next credit card statement, you will notice that there are unauthorized charges that started the same day that his restaurant meal. However, the waiter made an extra imprint of your card when it step up its bill, and then the number used to make purchases. The solution? Many restaurants have put their centers of processing credit card plain sight of the customer order to combat this problem. If not, you can follow the waiter over to the station and see it through the process. It is also important to make sure that they know that they are being watched.
You may be asking if there are other measures you can take to make sure you aren ta & 39; victim of credit card fraud? Yes there and here are some suggestions.
* If possible, take your credit cards and other bank information somewhere other than your wallet or handbag. Thus, if a thief nabs it, you will be your money, not just your credit cards.
* Another way is just take the credit card you plan to use this day-leave the others in home.
* Make a list of all your credit cards and keep it in a safe place, make sure to list the numbers and contact information of the issuing company. Thus, if you lose them, you have the information needed to contact the credit card company as soon as you realize that theft.
* Never sign a blank receipt, and always be sure to cross the lines in white. For example, if you bought something that does not require a tip, cross the line in order to tip anyone can add to it later.
* If you are making a purchase online, make sure you do it through a site safe.
* If you move, your report new address to your credit card issuer immediately. Also complete a change of address form in the post office. Sorrateiras thieves are looking for people who move, and then watching the mailbox of the house, in the hope that they can intercept a credit card statement.
Following the suggestions above does not guarantee you will never be a victim of credit card fraud, but will greatly reduce your chances. calico admiral



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